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Boring Bi-Fold Closet Doors Get a Custom, Colorful Redo for Only $50

The paint projects were inspired by the work of two artists, and they add color, pattern, and whimsy. READ MORE...
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*Как отличать собственные желания от навязанных и получать всё, что хочется*

Разобраться в себе поможет миметическая теория французского философа Рене Жирара.
[Read more...](https://lifehacker.ru/kak-razlichat-zhelaniya-i-potrebnosti/)
*Beloved designer brand retailer files for Chapter 11 bankruptcy*

Luxury designer retailers incurred economic hardships caused by the Covid-19 pandemic beginning in 2020 with some forced to file for Chapter 11 protection to reorganize their debts and others liquidating and closing their stores. Luxury department store Lord & Taylor filed for Chapter 11 bankruptcy in 2020 closing all of its stores, but it still operates e-commerce sales. Tailored Brands, operator or Men's Wearhouse and Jos. A. Banks stores, was also forced to file for Chapter 11 in 2020 because of the Covid pandemic, but that company rose from the rubble and continue operating brick and mortar locations today.Related: Popular craft beer brand files for Chapter 11 bankruptcy High-end retailer Neiman Marcus filed for Chapter 11 in May 2020, eliminated $4 billion in debt, emerged from bankruptcy in September 2020 and continues operating 36 stores nationwide, according to its website.More high-end retailers file Chapter 11 Another high-end brand retailer Century 21 filed for Chapter 11 the same month Neiman Marcus was emerging from bankruptcy in 2020. The retailer shuttered 13 stores in New York, New Jersey, and Pennsylvania but had a goal of making a comeback. Less than three years later, the retailer opened its new flagship store in May 2023 in Manhattan and now offers four floors of apparel and fashion accessories from brand names like Versace, Givenchy, Fendi, Chloe, and Hugo Boss. Luxury apparel chain Brooks Brothers filed for Chapter 11 bankruptcy in July 2020 and was sold to Authentic Brands and mall operator Simon Property Group out of bankruptcy. The chain of luxury fashion stores currently operates about 150 locations nationwide. The designer and manufacturer of such brands as Calvin Klein, Tommy Hilfiger and Under Armour, Centric Brands, also felt the crunch from the Covid pandemic as it filed for Chapter 11 in May 2020 to reorganize its debts, received plan confirmation in September 2020 and emerged from Chapter 11 in October 2020. Anne Fontaine store atmosphere during Gotham Magazine's Celebration of The 30th Anniversary of Miracle on Madison Avenue on Dec. 3, 2016 in New York City. (Photo by Mark Sagliocco/Getty Images for Gotham Magazine) Mark Sagliocco/Getty Images Anne Fontaine files bankruptcy in U.S. Anne Fontaine USA, the U.S. affiliate of the Paris-based luxury boutique chain, on Jan. 16 filed for Chapter 11 Subchapter V bankruptcy protection in the U.S. Bankruptcy Court for the Southern District of New York, asserting that the company has not been able to recover from financial distress caused by the Covid-19 pandemic, Law360 reported. The New York-based affiliate in its Chapter 11 petition listed about $11.4 million in assets and $6.44 million in liabilities, which were mostly unsecured debts owed to landlords for rent. Its largest unsecured creditors included landlords Geary-Market Investment Co., owed $620,000; RB ATLT LLC, owed $410,000; and SL Green Realty, owed $239,025. Anne Fontaine operates 17 luxury boutique locations in the U.S., but globally, the parent company also has 19 in Europe, three in the Middle East and three in Asia, according to its website . The retailer also has an e-commerce presence on its website, offering its Parisian-inspired luxury fashion apparel, shoes, handbags and other accessories. The Covid-19 pandemic significantly reduced the affiliate's gross revenue in 2020, as it reported $9.1 million in gross revenue that year compared to $18.1 million in 2021 and $20.3 million in 2022, according to the company's petition. The company did not list revenue figures from 2019 or 2023.
[Read more...](https://www.thestreet.com/retailers/beloved-designer-brand-retailer-files-for-chapter-11-bankruptcy)
Beloved designer brand retailer files for Chapter 11 bankruptcy

Luxury designer retailers incurred economic hardships caused by the Covid-19 pandemic beginning in 2020 with some forced to file for Chapter 11 protection to reorganize their debts and others liquidating and closing their stores. Luxury department store Lord & Taylor filed for Chapter 11 bankruptcy in 2020 closing all of its stores, but it still operates e-commerce sales. Tailored Brands, operator or Men's Wearhouse and Jos. A. Banks stores, was also forced to file for Chapter 11 in 2020 because of the Covid pandemic, but that company rose from the rubble and continue operating brick and mortar locations today.Related: Popular craft beer brand files for Chapter 11 bankruptcy High-end retailer Neiman Marcus filed for Chapter 11 in May 2020, eliminated $4 billion in debt, emerged from bankruptcy in September 2020 and continues operating 36 stores nationwide, according to its website.More high-end retailers file Chapter 11 Another high-end brand retailer Century 21 filed for Chapter 11 the same month Neiman Marcus was emerging from bankruptcy in 2020. The retailer shuttered 13 stores in New York, New Jersey, and Pennsylvania but had a goal of making a comeback. Less than three years later, the retailer opened its new flagship store in May 2023 in Manhattan and now offers four floors of apparel and fashion accessories from brand names like Versace, Givenchy, Fendi, Chloe, and Hugo Boss. Luxury apparel chain Brooks Brothers filed for Chapter 11 bankruptcy in July 2020 and was sold to Authentic Brands and mall operator Simon Property Group out of bankruptcy. The chain of luxury fashion stores currently operates about 150 locations nationwide. The designer and manufacturer of such brands as Calvin Klein, Tommy Hilfiger and Under Armour, Centric Brands, also felt the crunch from the Covid pandemic as it filed for Chapter 11 in May 2020 to reorganize its debts, received plan confirmation in September 2020 and emerged from Chapter 11 in October 2020. Anne Fontaine store atmosphere during Gotham Magazine's Celebration of The 30th Anniversary of Miracle on Madison Avenue on Dec. 3, 2016 in New York City. (Photo by Mark Sagliocco/Getty Images for Gotham Magazine) Mark Sagliocco/Getty Images Anne Fontaine files bankruptcy in U.S. Anne Fontaine USA, the U.S. affiliate of the Paris-based luxury boutique chain, on Jan. 16 filed for Chapter 11 Subchapter V bankruptcy protection in the U.S. Bankruptcy Court for the Southern District of New York, asserting that the company has not been able to recover from financial distress caused by the Covid-19 pandemic, Law360 reported. The New York-based affiliate in its Chapter 11 petition listed about $11.4 million in assets and $6.44 million in liabilities, which were mostly unsecured debts owed to landlords for rent. Its largest unsecured creditors included landlords Geary-Market Investment Co., owed $620,000; RB ATLT LLC, owed $410,000; and SL Green Realty, owed $239,025. Anne Fontaine operates 17 luxury boutique locations in the U.S., but globally, the parent company also has 19 in Europe, three in the Middle East and three in Asia, according to its website . The retailer also has an e-commerce presence on its website, offering its Parisian-inspired luxury fashion apparel, shoes, handbags and other accessories. The Covid-19 pandemic significantly reduced the affiliate's gross revenue in 2020, as it reported $9.1 million in gross revenue that year compared to $18.1 million in 2021 and $20.3 million in 2022, according to the company's petition. The company did not list revenue figures from 2019 or 2023.
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*Cable companies fight to keep the ‘cancel’ button hidden from consumers*

Last year, the Federal Trade Commission proposed a policy called “Click to Cancel” that would make it easier for consumers to cancel their subscriptions to services. Now, cable companies are fighting back against the proposed rule, arguing that the policy could make a consumer “easily misunderstand the consequences of canceling.” The FTC’s “Click to Cancel” proposal was first introduced in March after the government agency received multiple complaints from consumers about the trouble they were having canceling subscriptions for services. Related: Comcast fights to keep its 'misleading' new name for Xfinity “Some businesses too often trick consumers into paying for subscriptions they no longer want or didn’t sign up for in the first place,” said FTC Chair Lina M. Khan in a press release. “The proposed rule would require that companies make it as easy to cancel a subscription as it is to sign up for one. The proposal would save consumers time and money, and businesses that continued to use subscription tricks and traps would be subject to stiff penalties.” “Click to Cancel” would not only require businesses to make it easier for consumers to cancel subscriptions, but it also would make sellers start the cancellation process once a customer says “no” to any additional offers. It would also require sellers to send a reminder to consumers enrolled in "negative option programs” annually that their service will be automatically renewed. The proposed rule has irked some cable companies who are fighting for the FTC to reconsider its plan to enforce it. In a Jan. 16 FTC hearing, the NCTA – The Internet & Television Association testified against the proposed regulation. The NCTA represents networks such as Disney, Paramount, A+E Networks, Warner Bros., etc. Also, cable companies such as Comcast and Charter Communications are members of the association. The NCTA argued that the legislation may have a domino effect on consumer’s services. A boy holds a TV remote control next to a bowl of potato chips. picture alliance/Getty Images “A consumer may easily misunderstand the consequences of canceling and it may be imperative that they learn about better options,” said Michael Powell, president and CEO of NCTA, during the hearing. “For example, canceling part of a discounted bundle may increase the price for remaining services. When canceling phone service, a consumer needs to understand they will lose 9-1-1 or lifeline services as well.” The NCTA also claims that the proposal will prevent low-income customers from learning about “lower-cost plans and special government programs” that would allow them to keep broadband services. “The proposal prevents almost any communication without first obtaining the consumer's unambiguous affirmative consent,” said Powell. “That could disrupt the continuity of important services, choke off helpful information and forego potential savings. It certainly raises First Amendment issues.” The association also stated in the testimony that three out of four cable and broadband customers who call to cancel their service end up keeping “some or all of it” after talking to an agent. It also claims that the proposed rule could be expensive for businesses. “Now, not only would the rule undermine a business model that's working, but it would impose enormous costs on our businesses,” said Powell. Cable networks in the U.S. are currently facing a “cord-cutting” trend where consumers are canceling their cable services as they opt for streaming and other forms of entertainment. According to a recent Kagan U.S. Consumer Insights survey, in the third-quarter of 2023, the percentage of households in the U.S. that have canceled their cable subscriptions increased by 8 percentage points to 35%, compared to the same quarter last year. Discuss trade ideas with Hedge Fund Managers and experienced Day Traders. Get Real Money Pro now.
[Read more...](https://www.thestreet.com/technology/cable-companies-fight-to-keep-it-hard-for-consumers-to-press-cancel)
Costco’s 8-Foot-Tall Olive Tree Is the “Best Faux Tree” You’ll Ever See

It’s worth the price tag. READ MORE...
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Cable companies fight to keep the ‘cancel’ button hidden from consumers

Last year, the Federal Trade Commission proposed a policy called “Click to Cancel” that would make it easier for consumers to cancel their subscriptions to services. Now, cable companies are fighting back against the proposed rule, arguing that the policy could make a consumer “easily misunderstand the consequences of canceling.” The FTC’s “Click to Cancel” proposal was first introduced in March after the government agency received multiple complaints from consumers about the trouble they were having canceling subscriptions for services. Related: Comcast fights to keep its 'misleading' new name for Xfinity “Some businesses too often trick consumers into paying for subscriptions they no longer want or didn’t sign up for in the first place,” said FTC Chair Lina M. Khan in a press release. “The proposed rule would require that companies make it as easy to cancel a subscription as it is to sign up for one. The proposal would save consumers time and money, and businesses that continued to use subscription tricks and traps would be subject to stiff penalties.” “Click to Cancel” would not only require businesses to make it easier for consumers to cancel subscriptions, but it also would make sellers start the cancellation process once a customer says “no” to any additional offers. It would also require sellers to send a reminder to consumers enrolled in "negative option programs” annually that their service will be automatically renewed. The proposed rule has irked some cable companies who are fighting for the FTC to reconsider its plan to enforce it. In a Jan. 16 FTC hearing, the NCTA – The Internet & Television Association testified against the proposed regulation. The NCTA represents networks such as Disney, Paramount, A+E Networks, Warner Bros., etc. Also, cable companies such as Comcast and Charter Communications are members of the association. The NCTA argued that the legislation may have a domino effect on consumer’s services. A boy holds a TV remote control next to a bowl of potato chips. picture alliance/Getty Images “A consumer may easily misunderstand the consequences of canceling and it may be imperative that they learn about better options,” said Michael Powell, president and CEO of NCTA, during the hearing. “For example, canceling part of a discounted bundle may increase the price for remaining services. When canceling phone service, a consumer needs to understand they will lose 9-1-1 or lifeline services as well.” The NCTA also claims that the proposal will prevent low-income customers from learning about “lower-cost plans and special government programs” that would allow them to keep broadband services. “The proposal prevents almost any communication without first obtaining the consumer's unambiguous affirmative consent,” said Powell. “That could disrupt the continuity of important services, choke off helpful information and forego potential savings. It certainly raises First Amendment issues.” The association also stated in the testimony that three out of four cable and broadband customers who call to cancel their service end up keeping “some or all of it” after talking to an agent. It also claims that the proposed rule could be expensive for businesses. “Now, not only would the rule undermine a business model that's working, but it would impose enormous costs on our businesses,” said Powell. Cable networks in the U.S. are currently facing a “cord-cutting” trend where consumers are canceling their cable services as they opt for streaming and other forms of entertainment. According to a recent Kagan U.S. Consumer Insights survey, in the third-quarter of 2023, the percentage of households in the U.S. that have canceled their cable subscriptions increased by 8 percentage points to 35%, compared to the same quarter last year. Discuss trade ideas with Hedge Fund Managers and experienced Day Traders. Get Real Money Pro now.
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*i feel like this person gives off something but i can’t put my finger on it*

this was an interaction between an ex and myself about why i have narcan on top of my fridge. the way the conversation went just rubbed me the wrong way and i can’t figure out why so i was hoping for some insight into it submitted by /u/Snoo_Snoo1880 to r/texts [link] [comments]
[Read more...](https://www.reddit.com/r/texts/comments/199rx1m/i_feel_like_this_person_gives_off_something_but_i/)
i feel like this person gives off something but i can’t put my finger on it

this was an interaction between an ex and myself about why i have narcan on top of my fridge. the way the conversation went just rubbed me the wrong way and i can’t figure out why so i was hoping for some insight into it submitted by /u/SnooSnoo1880 to r/texts [link] [comments]
[Read more...](
https://www.reddit.com/r/texts/comments/199rx1m/ifeellikethispersongivesoffsomethingbuti/)
The "Free Markets" The Wealthy Want. We Need To Stop Corporate Welfare And Handouts To The Rich!

submitted by /u/zzill6 to r/WorkReform link comments
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*Need advice on how to handle this.*

ok so this is one heckkk of a story! but i neeeed to Vent! I(f18) have lived with my roommate (f34) for less than a year now. I met roommate at one of my foster homes she was my case counselor. I want to say first for context she bought a house and offered me to rent me a room for only $400 and only pay light and whatever food/drinks and neccesites I may need (I have a mini fridge in my room) I had to move out of my foster home due to becoming of legal age. So I instantly took her offer as I had just started a job at Starbucks, and it was only 10mins away from her new house. 4 months after moving in I realized she wouldn't clean up after herself, she constantly leaves dishes over night sometimes days, and would have friends over until 3am just drinking and being loud. She sleeps all day although she said she has work? She lies about little things even if it’s like “I washed that pot” pot was never washed. I never complain because Im beyond grateful to have a home and someone to be able to count on. Over the weekend I came home and found the electric bill that was way overdue, and I wrote her. see screenshots below. I knew something wasn't right, but I trusted her. BOY WAS I WRONG! Tuesday when I got home from work, I decided to take a nap and woke up to a freezing house and no lights. I wrote her and you can see above that, that I had no choice but to pay $525.67 to turn them back on. When I signed in, I noticed she had missed payment arrangements, and in fact has NOT been paying the light bill although I've been sending her the money faithfully. Last night I overheard her on the phone tell someone she had a job interview this morning. but I wasn't even aware she was without a job or looking for a new one (which I know its technically not my business) as she's my landlord. Does anyone have any amazing advice here? I'm feeling hopeless. As she has now left me with zero money and continues to lie to me about things that are obviously not true. Its cold out which means ill have no choice but to walk to work as I can't uber now. Should I confront the situation? Or just swallow my pride and hope she pays me back next week, and try and get a new job? Idk. this is my first time ever having a roommate who isnt in foster care, or in a group home. TLDR; roommate lied about paying light bill, had to pay $520 to turn lights back on. Roommate continues to lie about little things and I’m feeling hopeless. submitted by /u/dancinggqueeenn to r/badroommates [link] [comments]
[Read more...](https://www.reddit.com/r/badroommates/comments/199un4h/need_advice_on_how_to_handle_this/)
Need advice on how to handle this.

ok so this is one heckkk of a story! but i neeeed to Vent! I(f18) have lived with my roommate (f34) for less than a year now. I met roommate at one of my foster homes she was my case counselor. I want to say first for context she bought a house and offered me to rent me a room for only $400 and only pay light and whatever food/drinks and neccesites I may need (I have a mini fridge in my room) I had to move out of my foster home due to becoming of legal age. So I instantly took her offer as I had just started a job at Starbucks, and it was only 10mins away from her new house. 4 months after moving in I realized she wouldn't clean up after herself, she constantly leaves dishes over night sometimes days, and would have friends over until 3am just drinking and being loud. She sleeps all day although she said she has work? She lies about little things even if it’s like “I washed that pot” pot was never washed. I never complain because Im beyond grateful to have a home and someone to be able to count on. Over the weekend I came home and found the electric bill that was way overdue, and I wrote her. see screenshots below. I knew something wasn't right, but I trusted her. BOY WAS I WRONG! Tuesday when I got home from work, I decided to take a nap and woke up to a freezing house and no lights. I wrote her and you can see above that, that I had no choice but to pay $525.67 to turn them back on. When I signed in, I noticed she had missed payment arrangements, and in fact has NOT been paying the light bill although I've been sending her the money faithfully. Last night I overheard her on the phone tell someone she had a job interview this morning. but I wasn't even aware she was without a job or looking for a new one (which I know its technically not my business) as she's my landlord. Does anyone have any amazing advice here? I'm feeling hopeless. As she has now left me with zero money and continues to lie to me about things that are obviously not true. Its cold out which means ill have no choice but to walk to work as I can't uber now. Should I confront the situation? Or just swallow my pride and hope she pays me back next week, and try and get a new job? Idk. this is my first time ever having a roommate who isnt in foster care, or in a group home. TLDR; roommate lied about paying light bill, had to pay $520 to turn lights back on. Roommate continues to lie about little things and I’m feeling hopeless. submitted by /u/dancinggqueeenn to r/badroommates link comments
Read more...
Netanyahu says he has told U.S. that he opposes Palestinian state in any scenario after Israel-Hamas war

submitted by /u/sheeshing123 to r/worldnews link comments
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*4 years ago I was homeless. This is my place now.*

4 years ago I was homeless after escaping an abusive long term marriage. I escaped with practically and built myself up from scratch. No job or work history, no alimony, no child support for my kids. I’ve made it a sanctuary for me and my daughters. submitted by /u/Positive_Pirate3466 to r/femalelivingspace [link] [comments]
[Read more...](https://www.reddit.com/r/femalelivingspace/comments/199wfsw/4_years_ago_i_was_homeless_this_is_my_place_now/)