Enacademic ๐ŸŽ“Analogindex
50 subscribers
77.3K photos
5 videos
249K links
Download Telegram
The first, second and last place finishers from this years Honolulu Marathon.

submitted by /u/JoeCormier to r/pics link comments
Read more...
*Dave Ramsey warns on how one financial mistake can 'destroy' you*

Bestselling personal finance author and radio host Dave Ramsey has a big warning about one way to avoid serious financial trouble. For people who have already started down this dangerous path, he thankfully offers hope for a way out as well.Related: Pepsi discontinues 3 soda flavors Coca-Cola doesn't offer Ramsey says most families have money problems at some point. He references job layoffs and illnesses, for example, that can be financial wrecking balls. The radio host explained a bit, in an email Ramsey Solutions sent to TheStreet, about his experience as a kid. "My parents were in the real estate business and were building homes. Then, the economy went sideways and left them in a mess," Ramsey wrote. "Outside forces brought trouble to our house. We never went without food, shelter, or anything else, but the air changed in our home." A real estate collapse is one example of economic trouble than can adversely affect an individual or a family's finances. But Ramsey writes about another problem that is, unfortunately, very common and is far too easy with which to tangle. A man is depicted using a loan to handle a financial challenge. Shutterstock Be very wary of falling into credit card debt An advice seeker asked Ramsey recently about a situation he was witnessing with a family member. "Dear Dave," wrote a man named Randall, according to the Ramsey Solutions email. "I think my mother-in-law has a serious credit card problem. She can't afford stuff, but she shops anyway, chalks up more and more debt, acquires more credit cards, and thinks she'll pay for it all later somehow." "Her ex-husband has bailed her out a few times, but heโ€™s unwilling to help anymore," Randall continued. "My wife and I, and my wife's sister, want to address this issue, but we're all worried about her reaction, and we don't know where to start. Do you have any advice?" Ramsey emphasized the importance of handling any communication with his mother-in-law. "First, everyone involved should understand they're likely to receive an angry response from this lady if she's confronted over her actions," he said. "Sometimes people get ticked off when they hear the truth, especially when itโ€™s connected to their own misbehavior. It may even be a good idea for your wife and her sister to get some advice from a family counselor beforehand. Really, what weโ€™re talking about here is an intervention." Ramsey also advised Randall to let his wife's family handle it. "They need to sit down with her in a quiet setting, one where there are no interruptions, no television and no one else," Ramsey wrote. "Start with the fact that they love her and care about her deeply. That's very important in a situation like this." "But they also have to walk through what's really going on, and let her know they're tired of watching her destroy herself, and her finances, with her irresponsible behavior," he added. Ramsey likened a credit card problem to drug and alcohol abuse. "She basically has a credit card addiction. And it's wreaking havoc on her financial well-being and people who care about her," Ramsey wrote. "So, show as much love and understanding as possible. But someone needs to say something soon." Get exclusive access to portfolio managers and their proven investing strategies with Real Money Pro. Get started now.
[Read more...](https://www.thestreet.com/media/dave-ramsey-warns-about-one-way-to-destroy-yourself-financially)
Dave Ramsey warns on how one financial mistake can 'destroy' you

Bestselling personal finance author and radio host Dave Ramsey has a big warning about one way to avoid serious financial trouble. For people who have already started down this dangerous path, he thankfully offers hope for a way out as well.Related: Pepsi discontinues 3 soda flavors Coca-Cola doesn't offer Ramsey says most families have money problems at some point. He references job layoffs and illnesses, for example, that can be financial wrecking balls. The radio host explained a bit, in an email Ramsey Solutions sent to TheStreet, about his experience as a kid. "My parents were in the real estate business and were building homes. Then, the economy went sideways and left them in a mess," Ramsey wrote. "Outside forces brought trouble to our house. We never went without food, shelter, or anything else, but the air changed in our home." A real estate collapse is one example of economic trouble than can adversely affect an individual or a family's finances. But Ramsey writes about another problem that is, unfortunately, very common and is far too easy with which to tangle. A man is depicted using a loan to handle a financial challenge. Shutterstock Be very wary of falling into credit card debt An advice seeker asked Ramsey recently about a situation he was witnessing with a family member. "Dear Dave," wrote a man named Randall, according to the Ramsey Solutions email. "I think my mother-in-law has a serious credit card problem. She can't afford stuff, but she shops anyway, chalks up more and more debt, acquires more credit cards, and thinks she'll pay for it all later somehow." "Her ex-husband has bailed her out a few times, but heโ€™s unwilling to help anymore," Randall continued. "My wife and I, and my wife's sister, want to address this issue, but we're all worried about her reaction, and we don't know where to start. Do you have any advice?" Ramsey emphasized the importance of handling any communication with his mother-in-law. "First, everyone involved should understand they're likely to receive an angry response from this lady if she's confronted over her actions," he said. "Sometimes people get ticked off when they hear the truth, especially when itโ€™s connected to their own misbehavior. It may even be a good idea for your wife and her sister to get some advice from a family counselor beforehand. Really, what weโ€™re talking about here is an intervention." Ramsey also advised Randall to let his wife's family handle it. "They need to sit down with her in a quiet setting, one where there are no interruptions, no television and no one else," Ramsey wrote. "Start with the fact that they love her and care about her deeply. That's very important in a situation like this." "But they also have to walk through what's really going on, and let her know they're tired of watching her destroy herself, and her finances, with her irresponsible behavior," he added. Ramsey likened a credit card problem to drug and alcohol abuse. "She basically has a credit card addiction. And it's wreaking havoc on her financial well-being and people who care about her," Ramsey wrote. "So, show as much love and understanding as possible. But someone needs to say something soon." Get exclusive access to portfolio managers and their proven investing strategies with Real Money Pro. Get started now.
Read more...
*My uber eats driver left me this note even after I tipped 20%*

I ordered uber eats last night and this morning I found this note on my door. I checked my account and the payment went through along with his tip so Iโ€™m not sure why he felt the need to leave me this note. submitted by /u/LovelyReddit to r/mildlyinfuriating [link] [comments]
[Read more...](https://www.reddit.com/r/mildlyinfuriating/comments/18hq7hl/my_uber_eats_driver_left_me_this_note_even_after/)
My uber eats driver left me this note even after I tipped 20%

I ordered uber eats last night and this morning I found this note on my door. I checked my account and the payment went through along with his tip so Iโ€™m not sure why he felt the need to leave me this note. submitted by /u/LovelyReddit to r/mildlyinfuriating link comments
Read more...
*[Herbstreit] Because Alabama is BETTER!! Period! So is Texas. So is Michigan. So is Washington. So is Oregon. So is Georgia. I watch 10-15 games a week live from September-early December. I think Iโ€™m allowed to have an opinion on who I think is BETTER!!*

submitted by /u/Blakedude21 to r/CFB [link] [comments]
[Read more...](https://www.reddit.com/r/CFB/comments/18hqgx6/herbstreit_because_alabama_is_better_period_so_is/)
[Herbstreit] Because Alabama is BETTER!! Period! So is Texas. So is Michigan. So is Washington. So is Oregon. So is Georgia. I watch 10-15 games a week live from September-early December. I think Iโ€™m allowed to have an opinion on who I think is BETTER!!

submitted by /u/Blakedude21 to r/CFB link comments
Read more...