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*This popular car accessory could kill you, according to Federal regulators*

Many aftermarket accessories help to add convenience while driving, while others add aesthetic pieces to set their rides apart from the rest. Though such accessories can be cheap, some accessories might place motorists in dangerous situations. Related: GM's latest problem may spell doom for a major automotive trend The National Highway Traffic Safety Administration issued a warning on Nov. 6 about the dangers of "aftermarket steering wheel decals" that many Americans have on their cars. Such products consist of a metal or plastic plate that is usually covered with rhinestones or other shiny decorations and are attached with adhesive to the area around or on the manufacturer's logo in the center of the steering wheel. View the original article to see embedded media. Because this part of the steering wheel is where the driver's airbag is deployed, the power and force used to deploy the airbag can break said adhesive and turn this accessory into sharp projectiles in the event of a crash, which can lead to serious injury or death. In addition, the agency warns that any alterations or changes to your air bag or its cover can also cause it to not function correctly. According to the NHTSA, at least one driver suffered a serious injury that resulted in the loss of sight in one eye, as an aftermarket emblem adorned with rhinestones became dislodged from the steering wheel in a crash and hit the driver in the face. More Technology:The company behind ChatGPT is now facing a massive lawsuitProminent EV company says latest deal will be the first of manyApple makes a big new move with Elon Musk's Twitter The NHTSA is asking consumers to avoid purchasing such accessories, which can be easily found on websites like Amazon AMZN, Etsy ETSY, Shein and Temu. Additionally, as a safety precaution, they also urge consumers to remove such accessories they have already applied to their steering wheels. Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
[Read more...](https://www.thestreet.com/automotive/this-popular-car-accessory-could-kill-you)
This popular car accessory could kill you, according to Federal regulators

Many aftermarket accessories help to add convenience while driving, while others add aesthetic pieces to set their rides apart from the rest. Though such accessories can be cheap, some accessories might place motorists in dangerous situations. Related: GM's latest problem may spell doom for a major automotive trend The National Highway Traffic Safety Administration issued a warning on Nov. 6 about the dangers of "aftermarket steering wheel decals" that many Americans have on their cars. Such products consist of a metal or plastic plate that is usually covered with rhinestones or other shiny decorations and are attached with adhesive to the area around or on the manufacturer's logo in the center of the steering wheel. View the original article to see embedded media. Because this part of the steering wheel is where the driver's airbag is deployed, the power and force used to deploy the airbag can break said adhesive and turn this accessory into sharp projectiles in the event of a crash, which can lead to serious injury or death. In addition, the agency warns that any alterations or changes to your air bag or its cover can also cause it to not function correctly. According to the NHTSA, at least one driver suffered a serious injury that resulted in the loss of sight in one eye, as an aftermarket emblem adorned with rhinestones became dislodged from the steering wheel in a crash and hit the driver in the face. More Technology:The company behind ChatGPT is now facing a massive lawsuitProminent EV company says latest deal will be the first of manyApple makes a big new move with Elon Musk's Twitter The NHTSA is asking consumers to avoid purchasing such accessories, which can be easily found on websites like Amazon AMZN, Etsy ETSY, Shein and Temu. Additionally, as a safety precaution, they also urge consumers to remove such accessories they have already applied to their steering wheels. Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
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*Amazon has top-rated artificial Christmas trees on sale, including the no. 1 bestseller for just $24*

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission. The holiday season is in full swing with Thanksgiving and then Christmas right around the corner, which makes now the best time to stock up on decorations to get your home in the holiday spirit. If you’re still searching for the perfect Christmas tree, look no further than Amazon. There are tons of options available, and right now, if you’re a Prime member, you can score up to 64% off select styles. We curated a list of the six best deals on pre-lit artificial Christmas trees with prices starting at just $24, so there’s something for everyone, no matter your budget. The list includes trees from 4-ft up to 7.5-ft tall and features faux finishes like white tinsel, flocked fir, and traditional green fir. None of them require much effort to set up and don’t make a mess like real trees. Plus, it’s an investment you can use year after year. Since all of the trees come with lights already installed, that’s one less thing you have to buy. Thus leaving you with more money to purchase other add-ons like ornaments, tinsel, garland, a tree topper, and a tree skirt. The good news is you can still sign up for a Prime membership if you don’t have one already to take advantage of the deals. You’ll also unlock other perks like fast, free shipping and access to Prime Video, Prime Music, the Try Before You Buy program, and more. These Prime benefits will come in handy while buying presents to put under your new Christmas tree. National Tree Company 6-Ft Green Dunhill Fir Pre-Lit Christmas Tree, $157 (was $300) at Amazon Courtesy of Amazon If you’re in the market for a picture-perfect tree that’s at least 6-ft tall and has wide, full branches, you’re in luck. This one made of green Dunhill fir is a stellar choice, especially while it’s on sale for $143 off. National Tree Company 4-Ft White Tinsel Pre-Lit Christmas Tree, $24 (was $45) at Amazon Courtesy of Amazon Anyone looking to forgo the traditional green pine look should consider this white tinsel tree that’s just $24 with Prime. It sparkles and shines all on its own, instantly making it the center of attention. Puleo International 7.5-Ft Pre-Lit Aspen Fir Christmas Tree, $221 (was $448) at Amazon Courtesy of Amazon The tallest option on our list is this 7.5-ft Aspen fir Christmas tree that’s ideal for homes with tall or vaulted ceilings. It has a realistic look with its sparse branches, tapered design, and faux bark centerpiece. Puleo International 6.5-Ft Pre-Lit Slim Fraser Fir Christmas Tree, $127 (was $295) at Amazon Courtesy of Amazon Many people opt for a tree with a slim design like this one that still stands at 6.5-ft tall with full branches, but doesn’t take up a ton of space. It weighs just 21-lbs and takes mere minutes to set up. Puleo International 6-Ft Pre-Lit Potted Flocked Arctic Fir Pencil Christmas Tree, $119 (was $149) at Amazon Courtesy of Amazon Pencil trees and potted trees are ideal for people who live in a small space like an apartment or townhome, and this one has the perks of both. It also features a flocked design that looks like the tree has been sprinkled with snow. Puleo International 4.5-Ft Pre-Lit Flocked Aspen Fir Christmas Tree, $78 (was $215) at Amazon Courtesy of Amazon It’s no secret that flocked trees are usually more expensive, but thankfully, this one is a whopping 64% off at just $78. It only sits 4.5-ft tall, which means it’ll fit practically anywhere in your house whether you use it as your main Christmas tree or as entryway decor.
[Read more...](https://www.thestreet.com/deals/christmas-trees-amazon-prime-sale)
Amazon has top-rated artificial Christmas trees on sale, including the no. 1 bestseller for just $24

TheStreet aims to feature only the best products and services. If you buy something via one of our links, we may earn a commission. The holiday season is in full swing with Thanksgiving and then Christmas right around the corner, which makes now the best time to stock up on decorations to get your home in the holiday spirit. If you’re still searching for the perfect Christmas tree, look no further than Amazon. There are tons of options available, and right now, if you’re a Prime member, you can score up to 64% off select styles. We curated a list of the six best deals on pre-lit artificial Christmas trees with prices starting at just $24, so there’s something for everyone, no matter your budget. The list includes trees from 4-ft up to 7.5-ft tall and features faux finishes like white tinsel, flocked fir, and traditional green fir. None of them require much effort to set up and don’t make a mess like real trees. Plus, it’s an investment you can use year after year. Since all of the trees come with lights already installed, that’s one less thing you have to buy. Thus leaving you with more money to purchase other add-ons like ornaments, tinsel, garland, a tree topper, and a tree skirt. The good news is you can still sign up for a Prime membership if you don’t have one already to take advantage of the deals. You’ll also unlock other perks like fast, free shipping and access to Prime Video, Prime Music, the Try Before You Buy program, and more. These Prime benefits will come in handy while buying presents to put under your new Christmas tree. National Tree Company 6-Ft Green Dunhill Fir Pre-Lit Christmas Tree, $157 (was $300) at Amazon Courtesy of Amazon If you’re in the market for a picture-perfect tree that’s at least 6-ft tall and has wide, full branches, you’re in luck. This one made of green Dunhill fir is a stellar choice, especially while it’s on sale for $143 off. National Tree Company 4-Ft White Tinsel Pre-Lit Christmas Tree, $24 (was $45) at Amazon Courtesy of Amazon Anyone looking to forgo the traditional green pine look should consider this white tinsel tree that’s just $24 with Prime. It sparkles and shines all on its own, instantly making it the center of attention. Puleo International 7.5-Ft Pre-Lit Aspen Fir Christmas Tree, $221 (was $448) at Amazon Courtesy of Amazon The tallest option on our list is this 7.5-ft Aspen fir Christmas tree that’s ideal for homes with tall or vaulted ceilings. It has a realistic look with its sparse branches, tapered design, and faux bark centerpiece. Puleo International 6.5-Ft Pre-Lit Slim Fraser Fir Christmas Tree, $127 (was $295) at Amazon Courtesy of Amazon Many people opt for a tree with a slim design like this one that still stands at 6.5-ft tall with full branches, but doesn’t take up a ton of space. It weighs just 21-lbs and takes mere minutes to set up. Puleo International 6-Ft Pre-Lit Potted Flocked Arctic Fir Pencil Christmas Tree, $119 (was $149) at Amazon Courtesy of Amazon Pencil trees and potted trees are ideal for people who live in a small space like an apartment or townhome, and this one has the perks of both. It also features a flocked design that looks like the tree has been sprinkled with snow. Puleo International 4.5-Ft Pre-Lit Flocked Aspen Fir Christmas Tree, $78 (was $215) at Amazon Courtesy of Amazon It’s no secret that flocked trees are usually more expensive, but thankfully, this one is a whopping 64% off at just $78. It only sits 4.5-ft tall, which means it’ll fit practically anywhere in your house whether you use it as your main Christmas tree or as entryway decor.
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*5 способов Ρ€Π°Π·Π²Π΅ΡΡ‚ΡŒ Ρ‚ΡƒΠΌΠ°Π½ Π² Π³ΠΎΠ»ΠΎΠ²Π΅ ΠΈ снова ΡΡ‚Π°Ρ‚ΡŒ ΠΏΡ€ΠΎΠ΄ΡƒΠΊΡ‚ΠΈΠ²Π½Ρ‹ΠΌ*

ΠŸΠΎΠΌΠΎΠ³ΡƒΡ‚ Π½Π΅ Ρ‚ΠΎΠ»ΡŒΠΊΠΎ ΠΌΡ‹ΡΠ»ΠΈΡ‚ΡŒ яснСС, Π½ΠΎ ΠΈ Ρ‡ΡƒΠ²ΡΡ‚Π²ΠΎΠ²Π°Ρ‚ΡŒ сСбя Π»ΡƒΡ‡ΡˆΠ΅.
[Read more...](https://lifehacker.ru/kak-razveyat-tuman-v-golove/)
*A $450 Project Amps Up an Already-Cute Bedroom’s Cozy Vibe*

Nickel gap paneling is shiplap made easy, according to this DIYer. READ MORE...
[Read more...](https://www.apartmenttherapy.com/bedroom-makeover-green-wood-accent-wall-ba-37337663?utm_source=RSS&utm_medium=feed&utm_campaign=Category%2FChannel%3A+main)
*Why it’s getting harder to get a loan from the bank*

Banks are purposely making it harder for consumers to obtain loans, according to a new survey conducted by the Federal Reserve. Standards for business, mortgage, credit card, automotive and other types of loans are continuing to be tightened by banks due to a rough economic climate. The survey, which questioned loan officers at 81 banks, found that banks over the past three months have continued to tighten credit limits for consumer loans and restricted the amount of loans given to customers with poor credit scores. Banks were found to have increased the minimum credit score required for customers to obtain loans. Some reported that they are less likely to approve applicants that have a FICO score that is less than 680 for credit card loans. Banks have also increased the minimum payment amount customers can make when it comes to chopping down outstanding balances. Related: Why people are suddenly desperate to get rid of their cars For business loans, the survey also found that banks have tightened β€œpremiums charged on riskier loans, spreads of loan rates over the cost of funds, and costs of credit lines.” The banks revealed that they are being more strict with their loan standards for multiple reasons, including: an uncertain economic outlook, a decreased risk tolerance, funding cost concerns, and effects of legislative changes. Banks have also previously stated that these tougher conditions are due to the recent collapse of First Republic, Silicon Valley Bank and Signature Bank, and could continue for months. New bank lending restrictions could have a domino effect on the economy. When banks tighten their standards on loans, it limits the demand for goods and services by making borrowing more unaffordable. In June, Goldman Sachs Chief Economist Jan Hatzius said that tightened credit could help tackle inflation: it β€œshould be manageable and perhaps even somewhat helpful in restraining demand growth so that supply can continue to catch up.”
[Read more...](https://www.thestreet.com/banking/why-its-getting-harder-to-get-a-loan-from-your-bank)
Why it’s getting harder to get a loan from the bank

Banks are purposely making it harder for consumers to obtain loans, according to a new survey conducted by the Federal Reserve. Standards for business, mortgage, credit card, automotive and other types of loans are continuing to be tightened by banks due to a rough economic climate. The survey, which questioned loan officers at 81 banks, found that banks over the past three months have continued to tighten credit limits for consumer loans and restricted the amount of loans given to customers with poor credit scores. Banks were found to have increased the minimum credit score required for customers to obtain loans. Some reported that they are less likely to approve applicants that have a FICO score that is less than 680 for credit card loans. Banks have also increased the minimum payment amount customers can make when it comes to chopping down outstanding balances. Related: Why people are suddenly desperate to get rid of their cars For business loans, the survey also found that banks have tightened β€œpremiums charged on riskier loans, spreads of loan rates over the cost of funds, and costs of credit lines.” The banks revealed that they are being more strict with their loan standards for multiple reasons, including: an uncertain economic outlook, a decreased risk tolerance, funding cost concerns, and effects of legislative changes. Banks have also previously stated that these tougher conditions are due to the recent collapse of First Republic, Silicon Valley Bank and Signature Bank, and could continue for months. New bank lending restrictions could have a domino effect on the economy. When banks tighten their standards on loans, it limits the demand for goods and services by making borrowing more unaffordable. In June, Goldman Sachs Chief Economist Jan Hatzius said that tightened credit could help tackle inflation: it β€œshould be manageable and perhaps even somewhat helpful in restraining demand growth so that supply can continue to catch up.”
Read more...