Композитный

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*Как получить справку о несудимости и зачем это нужно*

Большинству для этого потребуется только паспорт.
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*Longines X Otis Hope Carey Collection is an Elegant Celebration of the Ocean*

In the tireless pursuit of innovation and inspiration, Longines has time and again found its way back to the ocean. Now, a new collaboration with celebrated Australian Indigenous artist Otis Hope Carey has seen the iconic Swiss watchmaker experiment with its aesthetic in entirely new […] Visit Man of Many for the full post.
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*Выгодно: увлажняющее молочко для тела «Л’Окситан» со скидкой 20%*

Цены снижены и на другую косметику популярного бренда.
[Read more...](https://lifehacker.ru/vygodno-molochko-loksitan/)

*Stock Market Today: Stocks mixed as Microsoft lifts Dow, Treasury yields mute gains*

U.S. equity futures were mixed in early Wednesday trading, with Treasury yields creeping higher and the dollar building gains against its global peers as investors reacted to the first wave of mega-cap tech earnings while continuing to track movements in the bond market. Microsoft (MSFT) - Get Free Report and Google parent Alphabet (GOOGL) - Get Free Report kicked-off this week's run of earnings from the so-called 'magnificent seven' late Tuesday with a mixed set of September quarter results, reflecting both the power for AI technologies to boost near-term profits and the impact of surging interest rates on corporate spending. Microsoft's revenue growth in cloud computing, driven in part by its early investments in AI, lifted shares in the tech giant firmly higher in pre-market trading as it looks to add around 85 points to the Dow Jones Industrial Average at the opening bell. Google, meanwhile, slumped 6.6% following a mixed set of third quarter earnings that showed slowing cloud computing growth overshadowing record ad revenues of $59.65 billion. Facebook and Instagram owner Meta Platforms (META) - Get Free Report posts its third quarter earnings after the bell later today, with magnificent seven stalwart Amazon (AMZN) - Get Free Report following on Thursday. In the bond market, a muted auction of $51 billion in 2-year notes yesterday, which drew softer demand from both foreign and domestic investors, drew a line under the recent Treasury market rally, which was also tested by a faster-than-expected reading for business activity by S&P Global over the month of October. Benchmark 10-year notes yields were last marked 2 basis points higher in the overnight session at 4.868% while 2-year notes were pegged at 5.079%, 2 basis points higher than yesterday's auction levels, ahead of a $52 billion sale of 5-year notes later in the session. The U.S. dollar index, meanwhile, was marked 0.11% higher against a basket of six global currency peers and trading at 106.387 heading into the New York session. In other markets, global oil prices drifted modestly higher in early New York trading ahead of Energy Department data on domestic stockpiles and international exports later this morning. Brent crude contracts for December delivery were marked 8 cents higher at $88.15 per barrel while WTI contracts for the same month edged 2 cents higher to $83.74 per barrel. On Wall Street, futures were mixed heading into the start of the trading day, with contracts tied to the S&P 500 indicating a 13 point opening bell decline and those linked to the Dow suggesting a 58 point advance. Nasdaq futures were down 80 points. In overseas markets, Europe's Stoxx 600 was marked 0.41% lower in early Frankfurt trading amid another busy earnings session while Britain's FTSE 100 was little-changed from last night's 7,389.7 point close. Overnight in Asia, reports of a new trillion-yuan bond sale from the Chinese government, worth around $137 billion in U.S. dollar terms and aimed at adding further stimulus to the moribund economy, boosted sentiment and helped regional stocks eek out a modest 0.09% gain heading into the close of trading. Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
[Read more...](https://www.thestreet.com/investing/stocks/stock-market-today-stocks-mixed-as-microsoft-lifts-dow-bonds-mute-gains)

Stock Market Today: Stocks mixed as Microsoft lifts Dow, Treasury yields mute gains

U.S. equity futures were mixed in early Wednesday trading, with Treasury yields creeping higher and the dollar building gains against its global peers as investors reacted to the first wave of mega-cap tech earnings while continuing to track movements in the bond market. Microsoft (MSFT) - Get Free Report and Google parent Alphabet (GOOGL) - Get Free Report kicked-off this week's run of earnings from the so-called 'magnificent seven' late Tuesday with a mixed set of September quarter results, reflecting both the power for AI technologies to boost near-term profits and the impact of surging interest rates on corporate spending. Microsoft's revenue growth in cloud computing, driven in part by its early investments in AI, lifted shares in the tech giant firmly higher in pre-market trading as it looks to add around 85 points to the Dow Jones Industrial Average at the opening bell. Google, meanwhile, slumped 6.6% following a mixed set of third quarter earnings that showed slowing cloud computing growth overshadowing record ad revenues of $59.65 billion. Facebook and Instagram owner Meta Platforms (META) - Get Free Report posts its third quarter earnings after the bell later today, with magnificent seven stalwart Amazon (AMZN) - Get Free Report following on Thursday. In the bond market, a muted auction of $51 billion in 2-year notes yesterday, which drew softer demand from both foreign and domestic investors, drew a line under the recent Treasury market rally, which was also tested by a faster-than-expected reading for business activity by S&P Global over the month of October. Benchmark 10-year notes yields were last marked 2 basis points higher in the overnight session at 4.868% while 2-year notes were pegged at 5.079%, 2 basis points higher than yesterday's auction levels, ahead of a $52 billion sale of 5-year notes later in the session. The U.S. dollar index, meanwhile, was marked 0.11% higher against a basket of six global currency peers and trading at 106.387 heading into the New York session. In other markets, global oil prices drifted modestly higher in early New York trading ahead of Energy Department data on domestic stockpiles and international exports later this morning. Brent crude contracts for December delivery were marked 8 cents higher at $88.15 per barrel while WTI contracts for the same month edged 2 cents higher to $83.74 per barrel. On Wall Street, futures were mixed heading into the start of the trading day, with contracts tied to the S&P 500 indicating a 13 point opening bell decline and those linked to the Dow suggesting a 58 point advance. Nasdaq futures were down 80 points. In overseas markets, Europe's Stoxx 600 was marked 0.41% lower in early Frankfurt trading amid another busy earnings session while Britain's FTSE 100 was little-changed from last night's 7,389.7 point close. Overnight in Asia, reports of a new trillion-yuan bond sale from the Chinese government, worth around $137 billion in U.S. dollar terms and aimed at adding further stimulus to the moribund economy, boosted sentiment and helped regional stocks eek out a modest 0.09% gain heading into the close of trading. Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
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*Камуфляжи армий мира*

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Камуфляжи армий мира

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*Microsoft earnings harness AI power as Azure cloud gains, outlook impress*

Microsoft (MSFT) - Get Free Report shares powered higher in pre-market trading after the tech giant posted stronger-than-expected first quarter earnings it said was powered in part by its early investments in AI. Microsoft's flagship cloud offering, Azure, saw a huge increase in customers are the group rolled out AI features linked to its $10 billion investment in Chat GPT creator Open AI earlier this year. Azure revenues were up 29% from last year, outpacing the 19% gain for its broader Intelligent Cloud division and the 12.7% advance in overall group revenues, which topped Street forecasts at $56.52 billion. Microsoft said it sees Azure growth rates of between 26% and 27% for the current quarter, with revenues for the Intelligent Cloud division pegged between $25.1 billion and $25.4 billion. "More than 18,000 organizations now use Azure OpenAI service, including new-to-Azure customers," CEO Satya Nadella told investors on a conference call late Tuesday. "And we are expanding our reach with digital-first companies to power their AI solutions, therefore, making them Azure customers as well." "We're using this AI inflection point to redefine our role in business applications," he added. Microsoft shares were marked 3.75% higher in pre-market trading to indicate an opening bell price of $342.92 each. Microsoft's adjusted earnings rose 27.2% from last year to $2.99 per share, well ahead of the Street consensus forecast of $2.65 per share. Net income rose 20% to $20.1 billion. Productivity and business division revenues, which includes Office 365, were up 13% from last year to $24.3 billion, Microsoft said, while More Personal Computing revenues, which includes Windows, were up 3% to $13.7 billion "We believe that over 50% of the Microsoft installed base will ultimately use the AI functionality for the enterprise/commercial landscape which represents a major monetization opportunity and we are now seeing this play out as we head into year-end," said Wedbush analyst Dan Ives, who carries an 'outperform' rating with a $400 price target on the stock.Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
[Read more...](https://www.thestreet.com/investing/stocks/microsoft-earnings-harness-ai-power-as-azure-cloud-gains-outlook-impress)

Microsoft earnings harness AI power as Azure cloud gains, outlook impress

Microsoft (MSFT) - Get Free Report shares powered higher in pre-market trading after the tech giant posted stronger-than-expected first quarter earnings it said was powered in part by its early investments in AI. Microsoft's flagship cloud offering, Azure, saw a huge increase in customers are the group rolled out AI features linked to its $10 billion investment in Chat GPT creator Open AI earlier this year. Azure revenues were up 29% from last year, outpacing the 19% gain for its broader Intelligent Cloud division and the 12.7% advance in overall group revenues, which topped Street forecasts at $56.52 billion. Microsoft said it sees Azure growth rates of between 26% and 27% for the current quarter, with revenues for the Intelligent Cloud division pegged between $25.1 billion and $25.4 billion. "More than 18,000 organizations now use Azure OpenAI service, including new-to-Azure customers," CEO Satya Nadella told investors on a conference call late Tuesday. "And we are expanding our reach with digital-first companies to power their AI solutions, therefore, making them Azure customers as well." "We're using this AI inflection point to redefine our role in business applications," he added. Microsoft shares were marked 3.75% higher in pre-market trading to indicate an opening bell price of $342.92 each. Microsoft's adjusted earnings rose 27.2% from last year to $2.99 per share, well ahead of the Street consensus forecast of $2.65 per share. Net income rose 20% to $20.1 billion. Productivity and business division revenues, which includes Office 365, were up 13% from last year to $24.3 billion, Microsoft said, while More Personal Computing revenues, which includes Windows, were up 3% to $13.7 billion "We believe that over 50% of the Microsoft installed base will ultimately use the AI functionality for the enterprise/commercial landscape which represents a major monetization opportunity and we are now seeing this play out as we head into year-end," said Wedbush analyst Dan Ives, who carries an 'outperform' rating with a $400 price target on the stock.Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
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*Обзор Huawei FreeBuds Pro 3 — новых наушников с топовой системой шумоподавления*

Рассказываем об одном из главных конкурентов Apple AirPods Pro 2 и сравниваем его с предшественником.
[Read more...](https://lifehacker.ru/obzor-huawei-freebuds-pro-3/)

*Google tumbles as cloud growth slows, offsetting solid ad, search gains*

Alphabet (GOOGL) - Get Free Report shares slumped lower in pre-market trading after disappointing gains in its cloud computing division offset an otherwise solid set of third quarter earnings from the tech and ad giant. Alphabet said group revenues rose 11% from last year to $76.7 billion, a tally that topped the Street consensus forecast of $75.9 billion, as ad sales rose 9.5% to a record $59.65 billion. Search and other revenues rose 11% to $44.03 billion while YouTube ad sales rose by an impressive 12.4% to $7.95 billion, and came in just ahead of Street forecasts. Google's bottom line came in at $1.55 per share over the three months ending in September, compared to last year's split-adjusted figure of $1.06 per share, a tally that top Street forecasts by around 10 cents per share. Google cloud revenues, however, were only up were up 22.5% at $8.41 billion. That was not only the slowest growth rate in more than two years but also notably shout of the 29% pace recorded by Microsoft's (MSFT) - Get Free Report flagship Azure cloud offering. Cloud division margins were also disappointing, falling by 180 basis points from the previous quarter to 3.2% "We see this creating a near-term overhang given that Google Cloud appears to have ceded market share to Microsoft Azure (which accelerated) and that this may spur more questions whether further investment is needed for market share gains," said KeyBanc Capital Markets analyst Justin Patterson, who carries an 'overweight' rating with a $153 price target on Alphabet stock. "Big picture, we do not believe positioning in Search or AI has changed." Google shares were marked 6.9% lower in pre-market trading to indicate an opening bell price of $129.23 each.Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
[Read more...](https://www.thestreet.com/investing/stocks/google-tumbles-as-cloud-growth-slows-offsetting-solid-ad-search-gains)

Google tumbles as cloud growth slows, offsetting solid ad, search gains

Alphabet (GOOGL) - Get Free Report shares slumped lower in pre-market trading after disappointing gains in its cloud computing division offset an otherwise solid set of third quarter earnings from the tech and ad giant. Alphabet said group revenues rose 11% from last year to $76.7 billion, a tally that topped the Street consensus forecast of $75.9 billion, as ad sales rose 9.5% to a record $59.65 billion. Search and other revenues rose 11% to $44.03 billion while YouTube ad sales rose by an impressive 12.4% to $7.95 billion, and came in just ahead of Street forecasts. Google's bottom line came in at $1.55 per share over the three months ending in September, compared to last year's split-adjusted figure of $1.06 per share, a tally that top Street forecasts by around 10 cents per share. Google cloud revenues, however, were only up were up 22.5% at $8.41 billion. That was not only the slowest growth rate in more than two years but also notably shout of the 29% pace recorded by Microsoft's (MSFT) - Get Free Report flagship Azure cloud offering. Cloud division margins were also disappointing, falling by 180 basis points from the previous quarter to 3.2% "We see this creating a near-term overhang given that Google Cloud appears to have ceded market share to Microsoft Azure (which accelerated) and that this may spur more questions whether further investment is needed for market share gains," said KeyBanc Capital Markets analyst Justin Patterson, who carries an 'overweight' rating with a $153 price target on Alphabet stock. "Big picture, we do not believe positioning in Search or AI has changed." Google shares were marked 6.9% lower in pre-market trading to indicate an opening bell price of $129.23 each.Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
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*Visa shares slide despite solid travel-lead earnings, dividend boost*

Visa (V) - Get Free Report shares moved lower in pre-market trading after the world's biggest credit card and payments company posted better-than-expected fourth quarter earnings thanks in part to the summer travel boom and resilient consumer spending. Dow component Visa earned $2.33 per share over the three months ending in September, the group's fiscal fourth quarter, topping the Street consensus forecast of $2.124, per share, as group revenues jumped 10.4% to a Street-beating $8.6 billion. Cross border spending volume was up 16%, Visa said, with payments volume up 10% on a constant-currency basis at $56 billion. Last week, credit card rival American Express (AXP) - Get Free Report saw September quarters profits rise 33% from last year to $3.30 per share, on revenues of $15.4 billion, and noted that travel demand and restaurant spending would likely remain firm into the end of the year. "Over the course of the quarter, we saw payments volume growth tick up from July to September, primarily driven by sequential improvement in ticket size growth that was mostly led by fuel with higher gas prices," CFO Chris Suh told investors on a conference call late Tuesday. "Consumer spend across all segments from high to low spend has remained stable since March. Our data did not indicate any behavior change across consumer segments." Visa shares were marked 1.55% lower in pre-market trading to indicate a Wednesday opening bell price of $231.01 each , move that would trim most of the stock's gains over the past six months. The group also boosted its quarterly dividend by 16% to to 52 cents pers share, while unveiling plans for a $25 billion buyback spread over the next few years. Domestic travel has been surpassing pre-pandemic levels for much of the summer months, according to The Transportation Security Administration, which said earlier this month that its screened around 227.5 million passengers between Memorial Day and the Labor Day weekend. That's a larger total than in 2019, the year prior to the pandemic, and works out to around 2.5 million travelers per day through all U.S. airports.Get investment guidance from trusted portfolio managers without the management fees. Sign up for Action Alerts PLUS now.
[Read more...](https://www.thestreet.com/investing/stocks/visa-shares-slide-despite-solid-travel-lead-earnings-dividend-boost)

Visa shares slide despite solid travel-lead earnings, dividend boost

Visa (V) - Get Free Report shares moved lower in pre-market trading after the world's biggest credit card and payments company posted better-than-expected fourth quarter earnings thanks in part to the summer travel boom and resilient consumer spending. Dow component Visa earned $2.33 per share over the three months ending in September, the group's fiscal fourth quarter, topping the Street consensus forecast of $2.124, per share, as group revenues jumped 10.4% to a Street-beating $8.6 billion. Cross border spending volume was up 16%, Visa said, with payments volume up 10% on a constant-currency basis at $56 billion. Last week, credit card rival American Express (AXP) - Get Free Report saw September quarters profits rise 33% from last year to $3.30 per share, on revenues of $15.4 billion, and noted that travel demand and restaurant spending would likely remain firm into the end of the year. "Over the course of the quarter, we saw payments volume growth tick up from July to September, primarily driven by sequential improvement in ticket size growth that was mostly led by fuel with higher gas prices," CFO Chris Suh told investors on a conference call late Tuesday. "Consumer spend across all segments from high to low spend has remained stable since March. Our data did not indicate any behavior change across consumer segments." Visa shares were marked 1.55% lower in pre-market trading to indicate a Wednesday opening bell price of $231.01 each , move that would trim most of the stock's gains over the past six months. The group also boosted its quarterly dividend by 16% to to 52 cents pers share, while unveiling plans for a $25 billion buyback spread over the next few years. Domestic travel has been surpassing pre-pandemic levels for much of the summer months, according to The Transportation Security Administration, which said earlier this month that its screened around 227.5 million passengers between Memorial Day and the Labor Day weekend. That's a larger total than in 2019, the year prior to the pandemic, and works out to around 2.5 million travelers per day through all U.S. airports.Get investment guidance from trusted portfolio managers without the management fees. Sign up for Action Alerts PLUS now.
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*Знаете ли вы, почему врачи носят белые халаты?*

В этом есть не только практический смысл, но и особый символизм.
[Read more...](https://lifehacker.ru/pochemu-vrachi-nosyat-belye-xalaty/)

*Подошвы кроссовок*

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Подошвы кроссовок

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*Военизированная*

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Военизированная

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