Звания в армии СССР

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*Тактические брюки*

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Тактические брюки

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*Top 11 priciest zip codes: One U.S. state has an outlandish amount*

If you thought buying a new car was expensive, you aren't wrong. But compare that to buying a new home, and it may suddenly make the average consumer feel like he or she is way out of their depth. Related: TJ Maxx and Marshalls closing permanently in these major cities (here's why) You wouldn't be wrong if you said almost everything feels more expensive this month. In fact, most recent data from the September Consumer Price Index indicates everything from food to gasoline to new cars went up compared to one year ago. Here's a breakdown of what some of the most recent data points look like: Food: increase 3.7% year-over-year Gasoline: increase 3% year-over-yearTransportation services: increase 9.1% year-over-yearNew vehicles: increase 2.5%. year-over-yearShelter: increase 7.2% year-over-yearApparel: increase 2.3% year-over-year Combine price increases with consistent rate hikes, and you're in for a very expensive mortgage, if you aren't paying in cash for your new home. The average fixed mortgage rate sits at 8.085% — a high in recent years. Compare these rates to where they were in January 2021, where many rates sat at around 2.65%, and home buying has gotten very pricey indeed. A recent study by housing-market-data aggregator Attom breaks down just how expensive it is to buy a home right now: On average, at least 35% of average wages are required for home ownership expenses (highest level since 2007)Most lending standards require 28% debt-to-income; 35% is considered "unaffordable"In 2021, this metric stood at just 21%The nationwide median home price is $351,250Median home prices in 574 of the 578 counties studied in Q3 are less affordable than in years past (up from 552 counties in Q3 2022) There are, however, still plenty of folks clamoring to snap up some of the priciest real estate in town. The pandemic created a new billionaire every 30 hours, and these people need somewhere to sink their money. Top 11 most expensive zip codes A new report by Property Shark released the 10 most expensive zip codes in the U.S., and, unsurprisingly, many of them were clustered together, typically surrounding metropolitan hubs associated with money, banking, tech, and culture. They are: Atherton, Calif. (94027): Median home sale price in 2023: $8,300,000Sagaponack, N.Y. (11962): Median home sale price in 2023: $8,075,000Miami Beach, Fla. (33109): Median home sale price in 2023: $5,500,000Santa Barbara, Calif. (93108): Median home sale price in 2023: $5,000,000Beverly Hills, Calif. (90210): Median home sale price in 2023: $4,800,000Stinson Beach, Calif. (94970): Median home sale price in 2023: $4,500,000 (tie)Water Mill, N.Y. (11976): Median home sale price in 2023: $4,500,000 (tie)Newport Beach, Calif. (92661): Median home sale price in 2023: $4,495,000Santa Monica, Calif. (90402): Median home sale price in 2023: $4,489,000Medina, Wash. (98039): Median home sale price in 2023: $4,388,000Rancho Santa Fe, Calif. (92067): Median home sale price in 2023: $4,248,000 Perhaps unsurprisingly, California — the U.S.'s most populous state — nabbed seven total spots out of the 11 listed here. Most of these zip codes are clustered around southern California, outside of Los Angeles and San Diego. Two are notably in northern California, closer to tech hub San Francisco. Notable, however, Miami has moved into the top three spot. Amazon AMZN founder Jeff Bezos recently purchased a $79 million property in the pricey enclave of Indian Creek just outside of Miami and has announced his intention to make Miami his permanent home.
[Read more...](https://www.thestreet.com/travel/top-11-priciest-zip-codes-one-us-state-has-an-outlandish-amount)

Top 11 priciest zip codes: One U.S. state has an outlandish amount

If you thought buying a new car was expensive, you aren't wrong. But compare that to buying a new home, and it may suddenly make the average consumer feel like he or she is way out of their depth. Related: TJ Maxx and Marshalls closing permanently in these major cities (here's why) You wouldn't be wrong if you said almost everything feels more expensive this month. In fact, most recent data from the September Consumer Price Index indicates everything from food to gasoline to new cars went up compared to one year ago. Here's a breakdown of what some of the most recent data points look like: Food: increase 3.7% year-over-year Gasoline: increase 3% year-over-yearTransportation services: increase 9.1% year-over-yearNew vehicles: increase 2.5%. year-over-yearShelter: increase 7.2% year-over-yearApparel: increase 2.3% year-over-year Combine price increases with consistent rate hikes, and you're in for a very expensive mortgage, if you aren't paying in cash for your new home. The average fixed mortgage rate sits at 8.085% — a high in recent years. Compare these rates to where they were in January 2021, where many rates sat at around 2.65%, and home buying has gotten very pricey indeed. A recent study by housing-market-data aggregator Attom breaks down just how expensive it is to buy a home right now: On average, at least 35% of average wages are required for home ownership expenses (highest level since 2007)Most lending standards require 28% debt-to-income; 35% is considered "unaffordable"In 2021, this metric stood at just 21%The nationwide median home price is $351,250Median home prices in 574 of the 578 counties studied in Q3 are less affordable than in years past (up from 552 counties in Q3 2022) There are, however, still plenty of folks clamoring to snap up some of the priciest real estate in town. The pandemic created a new billionaire every 30 hours, and these people need somewhere to sink their money. Top 11 most expensive zip codes A new report by Property Shark released the 10 most expensive zip codes in the U.S., and, unsurprisingly, many of them were clustered together, typically surrounding metropolitan hubs associated with money, banking, tech, and culture. They are: Atherton, Calif. (94027): Median home sale price in 2023: $8,300,000Sagaponack, N.Y. (11962): Median home sale price in 2023: $8,075,000Miami Beach, Fla. (33109): Median home sale price in 2023: $5,500,000Santa Barbara, Calif. (93108): Median home sale price in 2023: $5,000,000Beverly Hills, Calif. (90210): Median home sale price in 2023: $4,800,000Stinson Beach, Calif. (94970): Median home sale price in 2023: $4,500,000 (tie)Water Mill, N.Y. (11976): Median home sale price in 2023: $4,500,000 (tie)Newport Beach, Calif. (92661): Median home sale price in 2023: $4,495,000Santa Monica, Calif. (90402): Median home sale price in 2023: $4,489,000Medina, Wash. (98039): Median home sale price in 2023: $4,388,000Rancho Santa Fe, Calif. (92067): Median home sale price in 2023: $4,248,000 Perhaps unsurprisingly, California — the U.S.'s most populous state — nabbed seven total spots out of the 11 listed here. Most of these zip codes are clustered around southern California, outside of Los Angeles and San Diego. Two are notably in northern California, closer to tech hub San Francisco. Notable, however, Miami has moved into the top three spot. Amazon AMZN founder Jeff Bezos recently purchased a $79 million property in the pricey enclave of Indian Creek just outside of Miami and has announced his intention to make Miami his permanent home.
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*Uber earnings miss forecasts, but group sees solid holiday quarter*

Updated at 9:46 am EST Uber Technologies UBER posted softer-than-expected third-quarter profit but hinted at solid holiday-season traffic, forecasting gross bookings and profit above Wall Street estimates. Uber said revenue for the three months ended in September rose 11.4% from the year-earlier period to $9.29 billion, missing Wall Street forecasts of a $9.52 billion tally. Gross bookings rose 21% to $35.28 billion, topping the Wall Street forecast of $34.5 billion. Mobility revenue rose 33% to $5.1 billion on gross bookings of $17.9 billion, Uber said. Delivery rose 6% to $2.94 billion on gross bookings of $16.1 billion. Uber's net income for the quarter was $221 million. Adjusted earnings were pegged at 10 cents a share, a turnaround from the year-earlier loss of 61 cents a share, but 2 cents shy of the Wall Street Q3 consensus forecast. Looking into the current quarter, Uber sees adjusted earnings in the region of $1.18 billion to $1.24 billion with gross bookings in the region of $36.5 billion to $37.5 billion. “Our relentless focus on improving the product experience for both consumers and drivers continued to power profitable growth, with trip growth accelerating to 25%,” Chief Executive Dara Khosrowshahi said in a statement. “Uber’s core business is stronger than ever as we enter the busiest period of the year.” Uber shares were marked 0.6% lower in early Tuesday trading to change hands at $47.86 each, a move that trims the stock's six-month gain to around 23.3%. "We see growth in underpenetrated markets while lower pricing/fares will further drive trip growth," said CFRA Research analyst Angelo Zino, who carries a buy rating and $60 price target on Uber stock. "We like accelerating Delivery trip growth, being led by improving retention and growth in new verticals," he added. "We are encouraged by rising profitability, specifically on the Delivery side as margins expand from network efficiencies, higher advertising revenue, and marketing/incentive optimization." Earlier this autumn, Uber said Analog Devices Chief Financial Officer Prashanth Mahendra-Rajah would succeed Nelson Chai as finance chief. Chai plans to leave the company on Jan. 5. Mahendra-Rajah, who has also worked with vehicle technologies supplier Wabco Holdings, joins Uber on Nov. 13. Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
[Read more...](https://www.thestreet.com/investing/stocks/uber-earnings-miss-forecasts-but-ride-sharing-group-sees-solid-holiday-quarter)

Uber earnings miss forecasts, but group sees solid holiday quarter

Updated at 9:46 am EST Uber Technologies UBER posted softer-than-expected third-quarter profit but hinted at solid holiday-season traffic, forecasting gross bookings and profit above Wall Street estimates. Uber said revenue for the three months ended in September rose 11.4% from the year-earlier period to $9.29 billion, missing Wall Street forecasts of a $9.52 billion tally. Gross bookings rose 21% to $35.28 billion, topping the Wall Street forecast of $34.5 billion. Mobility revenue rose 33% to $5.1 billion on gross bookings of $17.9 billion, Uber said. Delivery rose 6% to $2.94 billion on gross bookings of $16.1 billion. Uber's net income for the quarter was $221 million. Adjusted earnings were pegged at 10 cents a share, a turnaround from the year-earlier loss of 61 cents a share, but 2 cents shy of the Wall Street Q3 consensus forecast. Looking into the current quarter, Uber sees adjusted earnings in the region of $1.18 billion to $1.24 billion with gross bookings in the region of $36.5 billion to $37.5 billion. “Our relentless focus on improving the product experience for both consumers and drivers continued to power profitable growth, with trip growth accelerating to 25%,” Chief Executive Dara Khosrowshahi said in a statement. “Uber’s core business is stronger than ever as we enter the busiest period of the year.” Uber shares were marked 0.6% lower in early Tuesday trading to change hands at $47.86 each, a move that trims the stock's six-month gain to around 23.3%. "We see growth in underpenetrated markets while lower pricing/fares will further drive trip growth," said CFRA Research analyst Angelo Zino, who carries a buy rating and $60 price target on Uber stock. "We like accelerating Delivery trip growth, being led by improving retention and growth in new verticals," he added. "We are encouraged by rising profitability, specifically on the Delivery side as margins expand from network efficiencies, higher advertising revenue, and marketing/incentive optimization." Earlier this autumn, Uber said Analog Devices Chief Financial Officer Prashanth Mahendra-Rajah would succeed Nelson Chai as finance chief. Chai plans to leave the company on Jan. 5. Mahendra-Rajah, who has also worked with vehicle technologies supplier Wabco Holdings, joins Uber on Nov. 13. Action Alerts PLUS offers expert portfolio guidance to help you make informed investing decisions. Sign up now.
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*Форма одежды*

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Форма одежды

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*Камуфляжи армий мира*

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Камуфляжи армий мира

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*14 Things Everyone Should Have Somewhere in Their Dining Area*

Here’s what to have on hand for your next dinner party. READ MORE...
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*Costco’s Pre-Lit Christmas Trees Are on Sale & They Look So Real*

Your friends and family will think you got your tree straight from the Christmas tree farm. READ MORE...
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*Кольца Сатурна исчезнут из вида в 2025 году. Но они ещё вернутся*

А планета впервые за долгое время покажет свой Южный полюс.
[Read more...](https://lifehacker.ru/kolca-saturna-ischeznut/)

*New court documents show JetBlue actually wanted to buy this major airline*

At the moment, the U.S. aviation world is closely following the arguments being made against JetBlue JBLU in one of the biggest antitrust lawsuits in years. Led by the Department of Justice and six states, the complaint seeks to block the the New York-based airline's $3.6 billion bid to buy the low-cost carrier Spirit SAVE on grounds that it would create an anticompetitive environment and leave consumers with few options but to accept whatever prices JetBlue chooses to set. Over the summer, documents also emerged showing plans to raise Spirit prices by as much as 40% following the acquisition.Related: This airline would benefit from the Spirit/JetBlue merger With trial beginning last week at the U.S. District Court for the District of Massachusetts and expected to go on until Dec. 5, litigators argued that the JetBlue-Spirit merger would make it the fifth-largest airline in the country and create an anticompetitive environment.JetBlue CEO hits back at claim that airline eventually wants to buy Alaska As first reported by the Points Guy, one of the slides in a presentation shown in court as testimony alleged that at one point JetBlue CEO Robin Hayes said that "Spirit is the next natural step in our longer-term goal to pursue" Alaska Airlines ALK. More Travel:A new travel term is taking over the internet (and reaching airlines and hotels)The 10 best airline stocks to buy nowAirlines see a new kind of traveler at the front of the plane During the first two days of testimony, Hayes said that the airline had pursued acquisitions of several smaller airlines in the 2010s as part of its efforts to grow its national presence. In 2016, it famously lost a bid to buy Virgin America after Alaska Airlines swooped in with an offer of $57 per share or $2.6 billion after the former went public. Hayes denied the slide alleging that he expressed interest in eventually taking over Alaska Airlines and testified that JetBlue never initiated such discussions. He also testified that JetBlue has no plans to pursue further acquisitions if the Spirit merger is permitted to go forward. The purchase, Hayes said further in court, is meant to place JetBlue on part with the big four airlines that currently control 80% of the U.S. market. This refers to Delta Air Lines DAL, American Airlines AAL, United Airlines UAL and Southwest LUV.JetBlue CEO claims 'organic growth' is not possible for those wanting to become major airline "It is a very tall order to compete with them," Hayes said in court on Nov. 6. "The top four airlines account for about 80% of US ticket revenue. We've spent 20 years now carving out 5%” of the market. He further argued that purchasing smaller airlines is the only viable way for JetBlue to develop a national presence and grow as an airline as any other major airline would also "never, ever get to the size they are based on organic growth." The lengthy court case will hear multiple arguments about how a potential merger between JetBlue and Spirit will affect the market. To assuage DoJ concerns that it is creating an anticompetitive environment and tip the scales in favor of the merger, JetBlue had previously agreed to sell its assets at Boston and Newark Liberty International Airport to Nevada-based low-cost carrier Allegiant as well as dedicate five gates currently being used by Spirit in Fort Lauderdale to the same airline.
[Read more...](https://www.thestreet.com/travel/jetblue-wanted-to-buy-alaska-airlines-court-documents)

New court documents show JetBlue actually wanted to buy this major airline

At the moment, the U.S. aviation world is closely following the arguments being made against JetBlue JBLU in one of the biggest antitrust lawsuits in years. Led by the Department of Justice and six states, the complaint seeks to block the the New York-based airline's $3.6 billion bid to buy the low-cost carrier Spirit SAVE on grounds that it would create an anticompetitive environment and leave consumers with few options but to accept whatever prices JetBlue chooses to set. Over the summer, documents also emerged showing plans to raise Spirit prices by as much as 40% following the acquisition.Related: This airline would benefit from the Spirit/JetBlue merger With trial beginning last week at the U.S. District Court for the District of Massachusetts and expected to go on until Dec. 5, litigators argued that the JetBlue-Spirit merger would make it the fifth-largest airline in the country and create an anticompetitive environment.JetBlue CEO hits back at claim that airline eventually wants to buy Alaska As first reported by the Points Guy, one of the slides in a presentation shown in court as testimony alleged that at one point JetBlue CEO Robin Hayes said that "Spirit is the next natural step in our longer-term goal to pursue" Alaska Airlines ALK. More Travel:A new travel term is taking over the internet (and reaching airlines and hotels)The 10 best airline stocks to buy nowAirlines see a new kind of traveler at the front of the plane During the first two days of testimony, Hayes said that the airline had pursued acquisitions of several smaller airlines in the 2010s as part of its efforts to grow its national presence. In 2016, it famously lost a bid to buy Virgin America after Alaska Airlines swooped in with an offer of $57 per share or $2.6 billion after the former went public. Hayes denied the slide alleging that he expressed interest in eventually taking over Alaska Airlines and testified that JetBlue never initiated such discussions. He also testified that JetBlue has no plans to pursue further acquisitions if the Spirit merger is permitted to go forward. The purchase, Hayes said further in court, is meant to place JetBlue on part with the big four airlines that currently control 80% of the U.S. market. This refers to Delta Air Lines DAL, American Airlines AAL, United Airlines UAL and Southwest LUV.JetBlue CEO claims 'organic growth' is not possible for those wanting to become major airline "It is a very tall order to compete with them," Hayes said in court on Nov. 6. "The top four airlines account for about 80% of US ticket revenue. We've spent 20 years now carving out 5%” of the market. He further argued that purchasing smaller airlines is the only viable way for JetBlue to develop a national presence and grow as an airline as any other major airline would also "never, ever get to the size they are based on organic growth." The lengthy court case will hear multiple arguments about how a potential merger between JetBlue and Spirit will affect the market. To assuage DoJ concerns that it is creating an anticompetitive environment and tip the scales in favor of the merger, JetBlue had previously agreed to sell its assets at Boston and Newark Liberty International Airport to Nevada-based low-cost carrier Allegiant as well as dedicate five gates currently being used by Spirit in Fort Lauderdale to the same airline.
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*Виды и рода войск ВС*

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Виды и рода войск ВС

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*Key investor highlights the start of a positive trend for Tesla's stock*

Tesla TSLA shares fell hard after the company posted weaker-than-expected third-quarter results in mid-October, missing Street expectations both in earnings and deliveries. The stock has since settled somewhat, though it remains far below its pre-earnings level. The most significant factor behind recent Tesla investor sentiment revolves around the price cuts that the company has been so fiercely engaged in; the average Tesla is selling for around 25% less than last year's sale price. The result of this ongoing price war has been steadily falling gross margins, something many investors were extremely frustrated about in the wake of the company's third-quarter earnings. CEO Elon Musk did little to assuage these frustrations during the earnings call, leaving the door wide open for more price cuts with no clear end in sight. Related: Cathie Wood has a blunt warning about Tesla's stock over the coming months Affordability, he said, is the most important thing right now. And with inflation as high as it is, the only thing Tesla can do, according to Musk, is to continue cutting prices. But at least in some geographies, the dreaded price war might be nearing its conclusion. Tesla delivered 435,000 electric vehicles for the quarter, below Street estimates of 455,000. Ethan Miller/Getty Images Weeks after Tesla China boosted the price of its Model Y Performance by roughly $2,000, the company, according to Bloomberg, is planning to similarly hike the prices of its other Model Y variants as well. Both the details and timing of such an announcement remain unclear. "This would increase conviction that Tesla auto gross margins have bottomed — a necessary condition for Tesla stock to rise from here," Gary Black, managing partner of the Future Fund, said in response to the news. Related: Why Tesla stock is crumbling — and where it could go next Black added that such a move could also serve to boost Tesla volumes into November. Black said that, following the news, Tesla's stock should start to tick back up. The company's stock, however, remains in the red, down by less than one percent by mid-morning Tuesday. Cathie Wood of Ark Invest, one of Tesla's most prominent uber-bulls, recently noted a point of near-term volatility for the stock. Last week, Wood said that the stock tends to react violently to new moves made by the company. With the much-anticipated Cybertruck set to begin making deliveries at the end of November, and with the Cybertruck not expected to be profitable for up to 18 months, Wood said another period of volatility is coming. "We are going to have to navigate through a volatile period," Wood said, adding that she still expects consumer excitement around the Cybertruck to grow following its delivery event Nov. 30. Wood projected in April that Tesla will be trading at $2,000 per share by 2027. Contact Ian through email, ian.krietzberg@thearenagroup.net, or Signal, 732-804-1223. Related: Cathie Wood's super bullish Tesla stance tested after latest earnings Get investment guidance from trusted portfolio managers without the management fees. Sign up for Action Alerts PLUS now.
[Read more...](https://www.thestreet.com/electric-vehicles/key-investor-tesla-stock-positive-trend-elon-musk)

Key investor highlights the start of a positive trend for Tesla's stock

Tesla TSLA shares fell hard after the company posted weaker-than-expected third-quarter results in mid-October, missing Street expectations both in earnings and deliveries. The stock has since settled somewhat, though it remains far below its pre-earnings level. The most significant factor behind recent Tesla investor sentiment revolves around the price cuts that the company has been so fiercely engaged in; the average Tesla is selling for around 25% less than last year's sale price. The result of this ongoing price war has been steadily falling gross margins, something many investors were extremely frustrated about in the wake of the company's third-quarter earnings. CEO Elon Musk did little to assuage these frustrations during the earnings call, leaving the door wide open for more price cuts with no clear end in sight. Related: Cathie Wood has a blunt warning about Tesla's stock over the coming months Affordability, he said, is the most important thing right now. And with inflation as high as it is, the only thing Tesla can do, according to Musk, is to continue cutting prices. But at least in some geographies, the dreaded price war might be nearing its conclusion. Tesla delivered 435,000 electric vehicles for the quarter, below Street estimates of 455,000. Ethan Miller/Getty Images Weeks after Tesla China boosted the price of its Model Y Performance by roughly $2,000, the company, according to Bloomberg, is planning to similarly hike the prices of its other Model Y variants as well. Both the details and timing of such an announcement remain unclear. "This would increase conviction that Tesla auto gross margins have bottomed — a necessary condition for Tesla stock to rise from here," Gary Black, managing partner of the Future Fund, said in response to the news. Related: Why Tesla stock is crumbling — and where it could go next Black added that such a move could also serve to boost Tesla volumes into November. Black said that, following the news, Tesla's stock should start to tick back up. The company's stock, however, remains in the red, down by less than one percent by mid-morning Tuesday. Cathie Wood of Ark Invest, one of Tesla's most prominent uber-bulls, recently noted a point of near-term volatility for the stock. Last week, Wood said that the stock tends to react violently to new moves made by the company. With the much-anticipated Cybertruck set to begin making deliveries at the end of November, and with the Cybertruck not expected to be profitable for up to 18 months, Wood said another period of volatility is coming. "We are going to have to navigate through a volatile period," Wood said, adding that she still expects consumer excitement around the Cybertruck to grow following its delivery event Nov. 30. Wood projected in April that Tesla will be trading at $2,000 per share by 2027. Contact Ian through email, ian.krietzberg@thearenagroup.net, or Signal, 732-804-1223. Related: Cathie Wood's super bullish Tesla stance tested after latest earnings Get investment guidance from trusted portfolio managers without the management fees. Sign up for Action Alerts PLUS now.
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